A rider is a supplementary cover which can be purchased with the base policy by paying an additional premium.

rediffGURU Ramalingam Kalirajan answers your personal finance queries.

Plug-in hybrids have two engines and the electric part has a much larger battery than in the regular hybrids. Car companies, led by the Japanese, are pushing the Indian government to look at hybrids in the interim if it wants to reduce carbon emission.

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

'The problems that the film explores still remain. It was a different time when we made the film. We were young and we thought we could change the world.'

'Tax is not required to be deducted from specified payments if a recipient files a self-declaration with the deductor for no deduction of tax.'

rediffGURU Mohit Arora offers advice on how to navigate your dating and relationship problems.

In the latest tape that surfaced on Saturday night, Kayal was heard saying that 70 women got Rs 2,000 each for taking part in protests against Sheikh who was arrested and later suspended by the police.

Congress leader Mani Shankar Aiyar's remarks on Pakistan sparked a political row on Friday, with his party quick to dissociate itself from the comments while the ruling Bharatiya Janata Party latched on to them, accusing the Congress of being an apologist for Pakistan and the terrorism emanating from its soil.

The remark came at an event in Lucknow where he accused Narendra Modi of being a monarch and not a prime minister, calling him a front for 'two-three financiers'.

rediffGURU Sunil Lala answers your personal finance-related queries.

Only investors with a higher risk appetite should enter these funds.

The big surprise is that Narendra Modi, the greatest conjurer in our national politics, has not yet presented a theme to this election, observes Shekhar Gupta.

'2019 was fought on delivery. But in 2024, you can see the before and after effects.'

'We see mid-and small-caps as a real pot of gold.' 'From a 10-15 years perspective, mid-and small-cap are likely to outperform the larger index, as they have done in the past.'

'Business families like the Godrej group are increasingly realising that an amicable settlement is better.' 'Else, the wealth of all shareholders gets destroyed.'

The MI captain has scored 197 runs and taken just four wickets in 10 games with his team languishing in ninth spot.

Taxpayers seeking to save tax from the sale of gold (including inherited) should reinvest the capital gains in residential property to avail of the benefit provided by Section 54F.

There are students with 10+ years of work experience who have done two-year full time MBA, says rediffGURU Patrick Dsouza.

'Investing abroad helps mitigate currency risk for foreign-currency denominated goals, such as children's higher education and international travel.'

'My respect for Irrfan has grown 100 times now when he is no longer with us.'

'After a month of working on the new machine, I realised that the black glass on the VVPAT lets the programmer manipulate not just the electronic system, but the paper vote too.' 'And it will not be detected even during the mock poll or the actual voting because of the black glass.'

Will Jacks reached his half-century in 14.2 overs and brought up his 100 in 16 overs!

IMAGES from the IPL match between Gujarat Titans and Royal Challengers Bengaluru played in Ahmedabad on Sunday

In the first phase of the Lok Sabha polls, there were 135 women candidates while in the second phase, there were 100 women candidates, bringing the combined total for the first two phases to 235 women candidates.

Jake Fraser-McGurk took the Mumbai Indians bowlers to the cleaners in a savage display of power-hitting.

ICICI Bank on Saturday said its March quarter consolidated net profit grew 18.5 per cent to Rs 11,672 crore, helped by lower provisions. On a standalone basis, the second largest private sector lender showed a 17.4 per cent growth in its profit after tax at Rs 10,708 crore for the reporting quarter against Rs 9,122 crore in the year-ago period. For fiscal 2023-24, its standalone net profit grew to Rs 40,888 crore from Rs 31,896 crore a year ago.

Is the unusually and unbearably scorching Sun and the general laxity, bordering on laziness, among voters, responsible, asks N Sathiya Moorthy.

Pronouncing the judgement, Justice Khanna said the court has rejected all the petitions, including those seeking resorting back to ballot papers in elections.

At this year's TIME ball in New York City on Thursday, April 25, you would have run into a Coimbatore-born American scientist, looking lovely in Sabyasachi Mukherjee designer finery, who would most likely have been hanging out with Dua Lipa.

'The fraud is the electronic voting machine is being manipulated by humans, and not counting the votes that is shown on VVPAT.'

'Can you imagine that Surat's voters won't have any say now in exercising their fundamental right to choose a candidate of their own choice? This is what the BJP has reduced India's democracy to.' 'With this ugly act, in one stroke, the BJP has disenfranchised the voters of Surat.'

In a novel initiative aimed at increasing voter turnout in Haryana, the state election commission will send an invitation letter to every family in the state urging them to exercise their franchise in the Lok Sabha polls.

Amid intense scrutiny from short-sellers and regulators, Adani group stocks have seen a significant shift in their shareholder base: Relatively opaque foreign portfolio investors (FPIs) have given way to more recognisable investors and broad-based funds. The list of large public shareholders - those directly holding at least 1 per cent - is now dominated by entities, such as the state-owned Life Insurance Corporation (LIC), US-based GQG Partners, Abu Dhabi-based International Holding Company, and Qatar Investment Authority's INQ Holding.

No government in the past initiated the process of policy making for its next tenure even before going in for elections. Once the Model Code of Conduct is enforced by the Election Commission, should the government of the day refrain from taking an active interest in policy making for the next five years and let that be the function of the new government?, asks A K Bhattacharya.

...and say bye to the humanities-science divide, says Ajit Balakrishnan.

Former Indian spinner Harbhajan Singh lambasted Punjab Kings management for the decisions that they made against Mumbai Indians in the ongoing Indian Premier League 2024.

The Congress on Friday claimed that a 'silent undercurrent' is brewing across western Uttar Pradesh against the 'failures' of the Modi government, as it flagged issues such as 'neglect' of sugarcane farmers and examination paper leaks.

This is a good opportunity for long-term investors to pick quality small and midcap stocks at reasonable valuations.

'The people of Tamil Nadu in particular Chennai know about the double standards of the BJP. Nothing will work for them here.'